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Fast, flexible and secure local and international money transfers across Africa. Save time and money when you send money to different banks.

The smallest amount you can send is {{sendFrom.minimum_amount}} {{sendFrom.code}}

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Fee depends on your service

Why choose us?

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Swift transfers

Send money locally and globally with lightning speed. Experience swift, secure cross-border transfers.

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Bank deposits

Effortlessly transfer funds with secure Mobile Money-to-bank transfers locally. No more queuing at banks.

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Mobile Money ready

Modernise your money with mobile payments. Seamlessly connect to mobile money services.

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Saved Recipient Profiles

Simplify future transfers by saving recipient details. Enjoy quick, hassle-free transactions. No repetitive data entry.

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Real time tracking

Stay informed with live transaction updates. Monitor your money’s journey in real time for peace of mind.

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Security and Support

Ensure security with 2FA and expert help. Rely on two-factor authentication and dedicated customer support.

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Send money locally and abroad with the Cowries Money app

Looking for an app to send and receive money from your mobile money to local bank accounts and abroad? Send money, receive payments from local banks, check exchange rates – all in one app.

- Cheaper transfers local and abroad - free from hidden fees and exchange rate markups.

- Check exchange rates - see on the app how exchange rates have changed over time.

- Repeat your previous transfers - save the details, and make your monthly payments easier.

Easy and fast way to send money

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1 Register for free

Sign up online or in our app for free. All you need is an email address and a password to your account.

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2 Choose an amount to send

Tell us how much you want to send. We’ll show you our exchange rate upfront, and tell you when your money should arrive.

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3 Add recipient’s bank details

Fill in the details of your recipient’s bank account in Cameroon for instant transfer.

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4 Verify your identity

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

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5 Pay for your transfer

Send your money with mobile money, a bank transfer, or a debit or credit card.

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6 That’s it

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

How to send money with Cowries Money

Faster, simpler, safer - send to those you love today.

See why customers choose Cowries money for local and international bank transfers

24/7 global support

Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian.

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Frequently asked questions

With Cowries Money App, you can easily make instant money transfers to recipients within Cameroon and various countries across Africa and the world. This includes transfer options to local bank accounts, Mobile Money wallets, Barter accounts, as well as cash pick-up locations.

We currently support money transfers from the following countries:

Europe

Austria, Belgium, Cyprus, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Portugal, France, Spain

Asia

Lebanon, Turkey, China

Africa

Cameroon, Senegal, Cote D’Ivoire, Ghana, Kenya, Nigeria, South Africa, and Rwanda

United Kingdom

United States



The exchange rate used for all transactions is determined daily and is based on prevailing market rates for the day. Our currency converter shows you the exchange rates whenever you attempt a transaction so you always know how much your recipient will receive.

You can make payments for your transfers using your Mobile Money, debit cards, credit cards, bank transfers, Apple Pay and Google Pay. Once payment is confirmed, the transaction is processed instantly.

We currently support money transfers from the following countries:

Europe

Austria, Belgium, Cyprus, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Portugal, France, Spain

Asia

Lebanon, Turkey, China

Africa

Cameroon, Senegal, Cote D’Ivoire, Ghana, Kenya, Nigeria, South Africa, and Rwanda

United Kingdom

United States

90% of transfers reach Cowries Money's local partners within minutes. Funds are then ready for cash pickup, bank deposit, or mobile money transfer. Delivery is faster when paid with a debit or credit card.

Delivery time varies by country, method, and payment type. Actual times may differ due to recipient information accuracy, required identity verification, and third-party operating hours.

Our website and apps are designed to ensure your data and information is protected at all times. We strictly follow regulations as laid out by the regulatory bodies in various countries. We implement strict verification processes to ensure that we fully comply with verifying our customers and deterring criminal activity.

We have teams dedicated to the monitoring and protection of customer accounts and transfers, and to detect any unusual activity.

It will take up to 1 hour for your bank transfer to arrive. We may need more information from you before we can process the transfer, to follow mandatory regulatory requirements. We will contact you immediately via SMS or email if we require further information.

Be there for your family. Even from the other end of the world.

Latest news

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27 Aug, 2021 12:08 PM

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© Cowries Money Co Limited and Umojami Inc Technology Architecture.

Cowries Money is registered and regulated by the Ministry of Small and Medium Size Enterprises,
and accredited by the Management Centre (CGA or AMC) for tax with registration code M122217863993L
and Registered Address: ST PAUL ROAD, MILE 3 NKWEN, BAMENDA, NORTH WEST REGION, CAMEROON.

Cowries Money is registered as a Money Services Businesses (MSBs) pursuant to the Bank Secrecy Act
(BSA) regulations at 31 CFR 1022.380(a)-(f), administered by the Financial Crimes Enforcement Network (FinCEN)
with registration number 31000221506444.

Cowries Money Co Ltd is also a registered company in the UK as Cowries Money Limited with the business registration number 14184028
and Registered Address: HEREFORD WALK, ROMILEY, STOCKPORT, UNITED KINGDOM SK6 3HN.

Copyright © 2024 Cowries Money All Right Reserved.